Recruiting downline.

Same tracker. Different job.

Insurance agencies that grow by recruiting use Referral Builder to see the downline: who brought whom, so the right person gets paid.

A new agent sits under the person who recruited them. Kate takes the name, email, and who sent them. She asks once. She does not block the conversation to hunt for a code.

Do not invent a commission split. The tracker holds the tree. You set what you pay.